First-Time Buyers9 min read
Condo vs House Mortgage in Calgary: Key Financing Differences
Buying a condo vs house in Calgary? Learn the mortgage differences — down payments, CMHC rules, condo fees, and how each affects your buying power.
Jay Singh·
Blog Category
First-Time Buyers
First-time home buyer guides for Calgary. Down payments, pre-approval, FHSA, CMHC insurance explained.
7 Articles
First-Time Buyers
All posts in the First-Time Buyers category
First-Time Buyers10 min read
How Much Down Payment Do You Need for a House in Calgary?
Calgary down payment guide: minimum 5% rules, $500K threshold, 20% advantages, FHSA and RRSP programs, and creative strategies to save faster.
Jay Singh·
First-Time Buyers9 min read
Mortgage Pre-Approval Process in Calgary: A Step-by-Step Guide
Get mortgage pre-approved in Calgary: what documents you need, how long it takes, what affects your approval amount, and why pre-approval matters.
Jay Singh·
First-Time Buyers9 min read
First-Time Buyer Closing Costs in Calgary: A Complete Breakdown
Beyond the down payment: legal fees, title insurance, property tax adjustments, and hidden costs every Calgary first-time buyer needs to budget for.
Jay Singh·
First-Time Buyers10 min read
First-Time Home Buyer Guide: Calgary 2025
Everything first-time buyers need to know about purchasing a home in Calgary — from down payments and FHSA to closing costs and the stress test.
Jay Singh·
First-Time Buyers8 min read
30-Year Amortization for First-Time Buyers: What You Need to Know
New rules allow 30-year amortizations for first-time buyers on new builds. Learn how it affects payments, qualification, and total costs.
Jay Singh·
First-Time Buyers9 min read
FHSA vs RRSP Home Buyers' Plan: Which Is Better for You?
Comparing Canada's two main first-time buyer savings programs. Learn which gives you better tax benefits and how to use both together.
Jay Singh·
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