Legal
Terms of Service
Terms and conditions for using our website and services.
Last updated: February 2026
1. Informational Purposes Only
The content on this website is provided for general informational purposes only and does not constitute financial advice, mortgage advice, or any other form of professional advice. The information presented should not be relied upon as a substitute for consultation with qualified financial and mortgage professionals.
2. No Guarantee of Approval
While Jay Mortgages works diligently to find mortgage solutions for clients, we do not guarantee mortgage approval. All mortgage applications are subject to lender approval criteria, credit assessments, and applicable regulations. Past success stories and statistics presented on this website are illustrative and do not guarantee similar outcomes for future clients.
3. Professional Relationship
No professional relationship is established by visiting this website or submitting a contact form. A mortgage advisory relationship begins only upon mutual agreement and the completion of required documentation and disclosures.
4. Accuracy of Information
We strive to ensure the information on this website is accurate and up-to-date. However, mortgage rates, programs, lender requirements, and regulations change frequently. We make no warranties or representations about the accuracy, completeness, or currency of the information provided.
5. Intellectual Property
All content on this website, including text, graphics, logos, images, and design elements, is the property of Jay Mortgages and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written permission.
6. Limitation of Liability
To the fullest extent permitted by law, Jay Mortgages shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of this website or reliance on any information provided herein.
7. External Links
This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of external sites. Inclusion of a link does not imply endorsement.
8. Governing Law
These terms are governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Alberta.
9. Changes to These Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the updated terms.